Services

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• Consultation, Guidance, & Enrollment
  We help you make the right choice by providing ongoing support and personalized guidance. We review your current coverage and make updates during open enrollment (annual review).  We also provide Medicare 101 educational meetings.   

• Medicare Advantage Plans (Part C)
  Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage. These “bundled” plans include Part A, Part B, and usually Part D.
   
• Medicare Supplement Plans (Medigap)
  Coverage to fill the gaps in Original Medicare, including copayments, coinsurance, and deductibles.
   
• Prescription Drug Plans (Part D)
  Medicare drug coverage (also known as Medicare Part D) helps pay for the brand-name and generic drugs you need. It's optional and offered to everyone with Medicare by insurance companies and other private companies approved by Medicare. 

Medicare Savings Program (MSP) 

 Get help from your state paying your Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) premiums through a Medicare Savings Program. If you qualify, Medicare Savings Programs might also pay your Part A and Part B deductibles, coinsurance, and copayments. This is a program administered by The Texas Health and Human Services Commission.
 

Extra Help (Low-Income Subsidy)
Assistance with applying for Extra Help, a program that helps reduce the cost of prescription drugs for those with limited income and resources. This program is administered by The Social Security Administration.
 

• Eligibility Assessment
  We help with screening to determine if you qualify for Medicare Savings Programs or Extra Help based on income, assets, and other factors.

• Application and Appeals Support
  Guidance on completing and submitting applications, as well as assistance with appealing a decision if your application is denied. Assistance with yearly renewals.
   
• Ongoing Support & Guidance
  Continuous assistance to help you understand your benefits, make updates, and ensure you are receiving the full amount of support available to you.

•  Medicaid Screening & Application Assistance
  Help with Medicaid eligibility screening and guiding you through the application process to ensure you meet the requirements. 

• Long-Term Care
  Assistance with Medicaid eligibility for long-term care, including coverage for nursing home and in-home care services (provider services).
   
• Medicaid Estate Recovery Program Explanation
  Clear explanation of the Medicaid Estate Recovery Program (MERP) and how it might affect your assets after receiving Medicaid benefits.
   
• Transfer on Death Deed Assistance
  Assistance with understanding and utilizing the Transfer on Death Deed to protect your property for your heirs.
   
• Legal Advice Partnership
  We partner with an experienced attorney to offer expert legal guidance regarding Medicaid eligibility, estate planning, and long-term care options.

• Health Insurance Marketplace Enrollment
  Assistance with finding and enrolling in a health plan through the Affordable Care Act (ACA) Marketplace. Many know this as Obamacare.
   
• Plan Comparison & Selection
  Guidance on comparing plans based on premiums, coverage, and benefits to help you choose the best option for your needs.
   
• Eligibility & Subsidy Assistance
  Help determining your eligibility for financial assistance through subsidies (e.g., Premium Tax Credits and Cost-Sharing Reductions).
   
• Special Enrollment Period Support
  Assistance if you qualify for a Special Enrollment Period due to life events like marriage, childbirth, or job loss.
   
• Plan Review & Updates
  Annual plan reviews to ensure your current plan still meets your needs and help with changes during open enrollment or life changes.
   
• Post-Enrollment Support
  Help with understanding your new plan, answering questions about coverage, and resolving any issues after enrollment.

If you’re a professional, we are available to partner with you as your dedicated Medicare & Medicaid Resource resource.

• Medicare & Medicaid Seminars
  Host informative seminars to educate professionals and their clients about the details of Medicare and Medicaid, including eligibility, plan options, and benefits.
   
• Customized Educational Presentations
  Create tailored presentations for organizations, healthcare providers, or community groups to explain the complexities of Medicare and Medicaid in simple terms.
   
• Webinars & Online Training
  Offer virtual seminars and webinars that allow professionals to stay informed and compliant with Medicare and Medicaid regulations from the comfort of their own office.
   
• In-Depth Medicare & Medicaid Training
  Provide comprehensive training sessions for professionals to deepen their knowledge of Medicare, Medicaid, and related programs such as the Medicare Savings Program and Extra Help.
   
• Medicaid Planning & Eligibility Workshops
  Lead workshops for healthcare providers and legal professionals about Medicaid planning, eligibility, and the impact of Medicaid on long-term care and estate planning.